Privacy Policy for District Cooperative Central Bank Ltd.Morena

Jila Sahakari Kendriya Bank Maryadit Morena and its subsidiaries are committed to protecting their customers’ personal information. This Privacy Policy is created to help customers understand how the bank collects, uses, and protects customer information when they visit the bank’s website and use its products and services.

This Privacy Policy covers the following topics:

Personal Information Collected Online

Personal Information means personally identifiable information such as information customers provide via forms, surveys, applications, or other online fields including:

How Personal Information is Used

The bank may use Personal Information for the following purposes:

How Personal Information is Shared

Information shall not be shared with any external organization unless necessary to provide services to the customer, complete transactions, comply with banking regulations, or fulfill legal requirements.

JSKBMORENA follows strict confidentiality norms applicable to banks. Information may also be shared to provide customers with improved services and relevant offers.

How Other Information is Used and Collected

1. Browser or Device Information

Certain information is automatically collected by browsers or devices, such as:

This information helps ensure website functionality, security, and fraud prevention.

2. Cookies

Cookies are pieces of information stored on the customer’s device. JSKBMORENA uses encrypted cookies that do not contain unencrypted personal information.

Cookies help the bank to:

3. IP Address

IP addresses are automatically assigned by Internet Service Providers (ISPs). JSKBMORENA may use IP addresses for:

4. Aggregated and De-Identified Data

JSKBMORENA may create aggregated and de-identified data from customer accounts and transactions. This information does not identify individuals and may be used for research, marketing, analysis, and other lawful business purposes.

How Customer Information is Kept Accurate

The bank maintains strict procedures to ensure customer information remains accurate, current, and complete. These procedures comply with applicable laws, RBI regulations, and internal operational standards.

How Access to Customer Information is Limited to Employees

Access to customer information is limited only to employees who have a legitimate business need to know such information.

Employees are trained to maintain confidentiality and are held accountable for any violation of this privacy policy.

Security

To protect Personal Information from unauthorized access and misuse, the bank uses security measures that comply with applicable laws.

Security measures may include:

Jskbmorena Bank’s Commitment to Personal Privacy

This privacy policy applies to:

Changes in Policy

This Privacy Policy may be updated periodically. Customers are encouraged to review this page regularly for any updates or changes.