Jila Sahakari Kendriya Bank Maryadit (JSKB) Morena was established on 15 September 1919 as a cooperative bank in Morena district. Today, we are the largest agricultural finance institution in the district with a strong presence through 18 branches, one District Head Office, and one Nodal Office in Sheopur.
We proudly stand as a bank closest to farmers, offering quality, transparent, and dependable services. Our commitment to excellence has strengthened the trust of thousands of customers over more than a century.
From day one, our priority has been to treat every customer as part of our "banking family"—with courtesy, respect, and sincerity. We strive to consistently exceed expectations in customer service.
We provide a wide range of financial products including checking, savings, and lending programs designed to address diverse needs at reasonable fees and competitive rates.
To emerge as a dominant finance and investment institution by diversifying activities, strengthening relationships with farmers and customers, upholding ethical values, and achieving continuous improvement in all service areas.
Integrity: Be honest and fair in actions and communication.
Customer First: Own the responsibility and deliver the promise.
Boundary-less: Never say “it’s not my job.”
Passion: Work with boundless energy and enthusiasm.
Quality Credit Flow: Deliver extensive and timely credit support to customers.
Diversification: Expand into new sectors for sustainable growth.
Customer Benefit: Maximize value for all customers through efficient services.
The bank will implement MBO across all levels, ensuring alignment between individual and collective goals. Employees will participate in both general and strategic decisions.
All planning and execution will follow time-bound frameworks, with each function evaluated for timely performance.
Strong customer relationships define an organization’s success. We aim to deliver excellent service and expand our customer base beyond farmers while ensuring long-term trust.
To eliminate delays caused by excessive centralization, decision-making authority will be delegated across multiple management levels, ensuring faster responses and improved services.